Transparent pricing
No junk fees. Rates that don't increase over time — what you sign up for is what you keep paying.
A vetted merchant-processing technology company — not just another processor.
No junk fees. Rates that don't increase over time. Month-to-month, with a free terminal on every over-the-counter setup.
Why merchants switch to Adv Pay Pro
Month-to-month freedom
No long-term contracts. Stay because it's working, not because you're locked in.
Free terminal
Free terminal with every over-the-counter setup (POS systems not included).
CEDP-ready technology
Built to capture the enhanced data B2B and B2G transactions need to earn the lowest available interchange.
Who we serve
- Retail & point-of-sale
- Auto & equipment dealerships
- Construction & contractors
- Fuel & c-stores
- eCommerce & online stores
- B2B & B2G (Level 2/3)
- High-risk merchants
Built for Level 2/3 and CEDP
Our payment gateway supports Visa's Commercial Enhanced Data Program (CEDP) — the new standard replacing Level 2 and Level 3 — so qualifying B2B and B2G transactions capture the enhanced data needed to earn the lowest available interchange.
For B2B and B2G merchants, that's real interchange savings realized automatically, not a rate you have to negotiate for.
Equipment that fits how you take payment
Terminals sourced direct, free with every over-the-counter setup. Need a full POS? We configure those by business type.
- Valor PayTech
- Dejavoo
- PAX
Need working capital? We'll help you get an SBA loan.
We help you prepare and submit your SBA loan package at no cost to you. Financing is provided through our SBA lending partner, which handles underwriting and approval.
Learn about SBA financing (dedicated page coming soon)Switching is easier than you think
We handle the account setup, equipment provisioning, and transition timeline so your business doesn't feel a gap in service. Keep taking payments while we do the heavy lifting behind the scenes.
See exactly what you're overpaying — free, no obligation.
Upload a recent statement and get a straightforward savings analysis.
Get a Free Statement Analysis