SBA 7(a)
The SBA's most flexible program — commonly used for working capital, business acquisition, equipment, and debt refinance.
SBA loan assistance at no cost to you.
We prepare and submit your loan package. Funding and underwriting are handled by our SBA lending partner.
Book a strategy callWhat we do
Adv Pay Pro helps you organize your documents, complete the application, and submit a clean package — at no charge to you. We're your guide through the process, not the lender.
Loan programs
SBA 504
Built for major fixed-asset purchases, like commercial real estate or ground-up construction.
SBA Express
A streamlined path for smaller loan amounts, designed around a faster turnaround than standard 7(a) financing.
Common uses
- Business acquisition
- Partner buyout
- Commercial real estate
- Ground-up construction
- Debt refinance
- Working capital
- Equipment
How it works
Free consultation
We talk through your business and what the financing is for — no cost, no obligation.
Gather and upload your documents
We tell you exactly what's needed and give you a simple way to send it over.
We package and submit
We prepare a clean, complete application package and submit it on your behalf.
Our lending partner underwrites
Your application is reviewed and underwritten by our SBA lending partner.
Approval and funding
Once approved, funds are disbursed according to your loan program's terms.
What you'll typically need
Every business is different, but a typical package includes:
- Business financials
- Business and personal tax returns
- A business plan or use-of-funds statement
- Personal financial statement
Adv Pay Pro is not a lender and does not make credit decisions. SBA loan applications are subject to the lending partner's underwriting and approval. Assistance with your application is provided at no cost to you.
Ready to talk financing?
Book a free strategy call and we'll walk you through the process.
Book a strategy call