A vetted merchant-processing technology company — not just another processor.

Transparent pricing, month-to-month terms, and a free terminal with every over-the-counter setup.

Get a Free Statement Analysis

What we offer

Payment Processing

In-person, online, mobile, and keyed payments for both low-risk and high-risk businesses, built on secure, PCI-compliant infrastructure.

CEDP / Level 2-3 Optimization

Enhanced-data processing so qualifying B2B and B2G transactions capture the data needed to earn the lowest available interchange.

Payment Gateway

A secure gateway for online checkout and virtual-terminal payments, so you can key in or accept payments from anywhere.

Payment Terminals

Countertop terminals, wireless readers, and smart terminals for however you take payment — with a free terminal on every over-the-counter setup.

Learn more →

POS Solutions

Point-of-sale configured by business type — liquor, smoke shop, convenience, grocery, restaurant, and specialty retail — integrated to our processing and supported end to end.

Learn more →

Business Financing

Working capital and SBA loan assistance, with your application prepared and submitted at no cost to you.

Learn more →

Free Statement Analysis

Upload a recent statement and get a straightforward, no-obligation review of what you're paying today.

Learn more →

Who we serve

  • Retail & point-of-sale
  • Auto & equipment dealerships
  • Construction & contractors
  • Fuel & c-stores
  • eCommerce & online stores
  • B2B & B2G (Level 2/3)
  • High-risk merchants

Why Adv Pay Pro

Transparent pricing

No junk fees. You always know what you're being charged and why.

Rates that don't increase over time

What you sign up for is what you keep paying.

Month-to-month freedom

No long-term contracts. Stay because it's working, not because you're locked in.

Free terminal

Included with every over-the-counter setup (POS systems not included).

Vetted payment technology

We're a technology company first — not just another processor reselling a black box.

Security-first handling

Your data and your customers' data are handled with a security-first standard at every step.

Switching is easier than you think

  1. Share a recent statement

    Upload your most recent processing statement — it takes a couple of minutes.

  2. We analyze it

    Our team reviews your rates, fees, and volume line by line.

  3. We show your savings

    You get a clear, honest breakdown of what switching would save you.

  4. Easy onboarding

    If you move forward, onboarding is simple, with e-signature and no gap in service.

Works with what you already run

Our platform is built on open systems, so it plays well with common payment gateways, POS setups, and eCommerce platforms — no rip-and-replace required to get started.

See exactly what you're overpaying — free, no obligation.

Upload a recent statement and get a straightforward savings analysis.

Get a Free Statement Analysis